CareCredit Financing

Pay for expenses not covered by insurance

Use at any location that accepts CareCredit

Shorter term, no interest financing options*

About CareCredit

CareCredit is different from a regular credit card. Use it to pay for out-of-pocket expenses not covered by dental insurance, and special financing options are available that you may not be able to get with other cards.

Once you’ve applied, you can use it again and again at any location that accepts CareCredit.

With shorter term financing options of 6, 12, or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.*

*For complete details, see the CareCredit account agreement within your application.

How to Apply

To complete you application, you’ll need: doctor’s name (or how you plan to use your CareCredit card), name, address, date of birth, social security number or ITIN, net income, and housing Information.

Apply Online

Instant approvals , no activation fee and no need to re-apply!


Must be 18+ to apply. Approval is based on the information you provide on your creditapplication and the information provided to us by the credit reporting agencies used by Synchrony Bank. This is also true for joint applicants, if applicable.

Apply By Phone

(Must be 21 and over)

Call anytime! Apply with a live agent Monday through Friday from 9AM- 9PM (EST). You can call the same number 24 hours a day, 7 days a week to complete your telephone application through our easy-to-use automated application system.


Please read our Credit Card Account Agreement before you call.

Have questions?

We’re here for you. If you have more questions, we’re happy to discuss your individual situation. Simply give us a call at 858.679.0142 or contact our team.

Contact Us